YSR Aasara Pathakam is the 9th scheme of Navaratnalu. Before elections, the Andhra Pradesh Chief Minister YS Jaganmohan Reddy Garu has promised that he will launch the Navartnalu schemes for the poor, Old aged, and women beneficiaries to give financial support and etc.
After winning the assembly elections, the YS Jaganmohan Reddy Garu has introduced nine schemes such as YSR Rythu Bharosa, Fee Reimbursement, Arogyasri, Jalayagnam, Ban on Alcohol, Amma Vodi, Paydalandariki Illu, and Pensionla Pempu, and YSR Asara one by one. The AP CM Garu has recently launched the YSR Cheyutha scheme to help financial assistance for the age group of 45 years to 60 years.
He has allotted Rs.500 Crore budget for the Jagananna Cheyutha scheme to give financial support for women beneficiaries. In the same way, the state govt of AP is going to spend a 27,000 crore budget for Drakara groups to waive off the loan amount for four years.
On 19th August 2020, the AP CM has announced in his cabinet meeting that the YSR Aasara Pathakam is going to launch on September 1st, 2020. Under this scheme, the women beneficiaries who have taken loans through the dwakara Mahila Groups will be waived and the complete loan amount will be paid by the state government, he added. And, all eligible women beneficiaries will get an instant loan from the respective public sector banks with zero percent interest.
YSR Aasara Pathakam Status 2022 Apply Online
YSR Aasara Pathakam’s main intention is to waive off the loan amount and provide the loan with zero percent Interest to the eligible women people. Already, the state government has waived off Dwakra group loan and given sunna vaddi loans for the SC/ ST people. Under this new scheme, all category eligible beneficiaries will get loans to waive off by the state govt.
The CM Jagan Garu said that every eligible woman will get up to Rs.50000 loan amount without interest rate and the interest amount will be paid by the State govt of AP. And, this scheme is going to implement from today onwards, he said. So, all eligible beneficiaries can apply for YSR Aasara Pathakam Online.
AP Jagananna YSR Cheyutha and aasara both schemes will support the women people who are struggling for their livelihood. The minimum required age for both schemes are 45 years. to 60 years.
Eligibility Conditions:
1. The beneficiaries who have taken a loan through the dwakra Mahila group will eligible for Aasara Pathakam.
2. Applicant must be a permanent resident of Andhra Pradesh state and she should have the address Proof granted by state govt.
3. The State or Central government women People are not eligible for this Pathakam.
4. No other state women people are eligible for this scheme.
5. Applicants should not have 4 wheeler vehicles. And they should have below 5 acres of wet or dry land.
6. The beneficiary people who have taken personal loans and other loans also will be eligible for this scheme.
Necessary Documents to apply for this scheme:
- Copy of Aadhar Card (Front and back)
- Copy of Residential Address Proof of the applicant.
- Age Proof or Birth Certificate
- A Copy of Caste Certificate.
- Land Passbook Front-page
- Dwakra Group Photo
- Active Bank account Front Page
- Two-Pass Photos of the Applicant
- Bank Loan Documents (If anyone took a loan).
The List of Navaratnalu schemes:
- YSR Rythu Bharosa
- Fee Reimbursement
- Arogyasri
- Jalayagnam
- Ban on Alcohol
- Amma Vodi
- Paydalandariki Illu
- Pension Pempu
- YSR Asara
An Overview:
| Name of the Pathakam | YSR Aasara Pathakam |
| Scheme introduced by | AP CM Jaganmohan Reddy Garu |
| Eligible Beneficiaries | AP State women beneficiaries |
| Official portal | https://gramawardsachivalayam.ap.gov.in/ |
| Benefits | The loan amount will be waived |
| State | Andhra Pradesh |
| Category of the Post | State govt scheme |
The Process to apply for YSR Aasara Pathakam Offline:
1st Step: All eligible beneficiaries who need to apply for Aasara Scheme must reach the nearest Bank.
2nd Step: Ask the YSR Aasara Scheme application form in the Help Desk.
3rd Step: Fill the complete application form with the proper details such as Name, Father/ Husband Name, Gender, Age, Date of birth, Address, Dwakra Group ID number, Aadhar Number, Mobile Number, Email ID, Previous Loan account Number, Number of acres and etc.
4th Step: Then, applicants can attach the above-given documents and submit the complete application form to the Bank Officers.
5th Step: The Bank officers will check the file and provide the acknowledgment Card.
6th Step: Applicants can show this acknowledgment Card to the respective bank and know the status of YSR Aasara Pathakam.
Frequently Asked Questions:
Q 1: What is the Online application Process of the YSR Aasara Scheme?
Answer: All Eligible beneficiaries can visit the nearest bank and apply for this scheme Offline. The state govt has not given registration links online.
Q 2: I am a widow. I did not take any loan from the bank and I am not added to the Dwakara Mahila Groups? Shall I apply for this scheme?
Answer: No. You are not eligible for this scheme. If you want to get this scheme benefit first you need to add in Dwakara Mahila group and take a loan from the state govt. Next Year, you will get this scheme benefit.
Q 3: I am 30 years old. And I have taken a Personal Loan from the HDFC Bank? And I am the Dwakara group member. Shall I get a scheme benefit?
Answer: Yes. You will be eligible for this scheme benefit. Your dwakara loan amount will be waived by the state govt under the Aasara Pathakam.
Also Check: AP YSR Rythu Bharosa payment Status
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